10. Security & Compliance

10.1 Smart Contract Security

• All smart contracts undergo professional audits and are deployed with upgradeable proxies for safe iterations

• Critical modules include:

  • Lending and borrowing contracts

  • AI strategy execution contracts

  • NFT credit system contracts

  • Gasless swap relayers

10.2 Risk Management

• Over-collateralization & credit scoring mitigate default risks

• AI Agents continuously monitor portfolio and market risks

• Dynamic liquidation thresholds are applied for volatile assets

10.3 Privacy & Compliance

• Credit NFT stores on-chain reputation, not personal identifiers

• Optional Lightweight KYC/DID integration for compliance with jurisdictional regulations

• Zero-Knowledge Proofs (ZKP) can be used to verify creditworthiness without exposing sensitive data